Terms & Conditions


SCOA“: Studio COnsulenti Associati di F. Palmieri & Partners, with registered offices in Via Calzavecchio nr. 23, 40033 Reno (BO), VAT and Fiscal Number. 02878091202;

Site” shall mean the website which can be accessed through the addresses scoa.it and www.areascoa.it “User” means any visitor or user of the Site; The various sections of the website are operated by
SCOA or any third party from time to time expressly appointed by SCOA.

This document contains the terms and conditions relating to your use of the Site. These terms and conditions govern the responsibility of the User and, together with other aspects,
the limits of liability of SCOA. Before using the Site, the User is required to read the present document carefully and thoroughly.

By accessing any part or section of the Site, the User agrees to be bound by these terms and conditions and to comply with them. If the User does not agree with any of the following terms and conditions, the User is therefore obliged not to use the Site.

Site Content

The content of the Website, including all data, information, communications, editorial content, software, photos, video, graphics, music, drawings, sounds and any other material and services contained therein is owned by SCOA or third parties and is protected under the laws of copyright and intellectual and / or industrial property rights.
Duplication, reproduction, even partial, downloading, saving, publication or dissemination by any means and, more generally, any acts of disposition or use of information or material from the Site, in all forms, media and through technologies now existing or developed in the future, are prohibited, subject to the right to download the contents expressly indicated as downloadable after due prior written agreement with SCOA, and provided author attributions and other credits which relate to author’s rights and intellectual property and / or industrial rights are kept intact.
Any softwares downloaded from this Site, as well as files and images contained in them or created from them, and the data accompanying such softwares, are to be considered as being licensed for use by SCOA, without this concession involving the transfer by SCOA to the User of the same rights on these softwares, files, images, content, and data. The property and ownership of such softwares, files, images, content, and data remains, therefore, SCOA’s and / or any third party’s that have granted SCOA with the use of the same.

Use of Site

Everything you see or read on the Site should be considered protected by copyright and may be used only with the prior written consent of SCOA. You may use the Site only for lawful activities. Users that use the Site unlawfully or fraudulently will be prosecuted according to law; such Users.

Responsibilities and guarantees

The material posted on the website comes from a number of different sources, therefore the Site may contain technical inaccuracies and typographical errors. Everything that appears on the Site, including the Reserved Areas, as defined below, is provided as is, without warranty of any kind, express or implied, including, among other things, the implied warranties of merchantability, fitness for a particular purpose and compliance. SCOA does not guarantee that this Site, including the various services provided through it, and any information, software or other material downloaded from the same site, is available without interruption, is error free or is free from viruses or other harmful components. Except to the extent required by law, SCOA provides no warranties, either written or oral, as to the accuracy of the Site and assumes no responsibility for any errors or omissions contained within the Site. SCOA does everything reasonably possible to ensure the accuracy of the Site and reserves the right to modify it, at its sole discretion, in any manner and/or at any time without notice. SCOA, and its suppliers, cannot be held responsible for any direct, indirect, incidental, moral, special, consequential and /or extraordinary damages that may result from use of the Site (for example, but not limited to: loss of revenues, loss of profits, loss of data, claims by third parties, etc …). The User hereby expressly declares that the use of the Website is, in fact, at his own risk. Notwithstanding the above, SCOA in no event shall be liable for losses, injuries, demands, damages, direct or indirect, even if arising from a contract or a tort, or in any way connected with a use of the Site which does not comply with these terms and conditions.

Without prejudice to the above, the User expressly acknowledges that access, as from time to time made available by SCOA, to the reserved areas on the Site (hereinafter the “Reserved Areas”), takes place through the transfer by the automatic system of special identification codes with a confidential and User-specific log-in and password (hereinafter the “Login” and “Password”). The User agrees to follow the instructions provided by SCOA at the time of delivery of the Login and Password, and agrees that any damage and / or malfunction resulting from misuse of Reserved Areas by the User will remain the sole responsibility of the same User, allowing for no exceptions. The User expressly acknowledges that, as the Login and Password are generated automatically by the system as required, SCOA is not aware of the credentials assigned to the User. The User shall be solely responsible for the safekeeping and proper use of his Login and Password: any harmful consequences that might arise from the use thereof by persons not authorized by the User, and more generally, from their improper use and /or by their loss, therefore remain the full responsibility of the User.


The links contained in the Site may lead to servers maintained by individuals or organizations other than SCOA. SCOA has no control and releases no warranties, written or oral, as to the accuracy, timeliness, suitability or any other aspect of the information located on such servers, nor does it monitor or endorse these servers and their content. Any liability on the part of SCOA for losses, injuries, demands, damages, direct or indirect, of any kind that the User may suffer as a result of the presence of such links and/or as a result of their use and /or resulting from the use of websites and/or servers, is therefore excluded.

Personal information

Studio Consulenti Associati di Palmieri F. & Partners, (SCOA) fully complies with the provisions set forth under Legislative Decree 196/2003 and its following modifications and integrations..

SCOA’s privacy policy is available at its headquarter located in Via Calzavecchio n. 23, Casalecchio di Reno 40033 (BO), as well as in the specific section of the website scoa.it and the blog crescitaeimpresa.it.


The personal data communicated (“Data”) are used to meet the requests of clients and/or users of crescitaeimpresa.it

With respect to the clients of SCOA, the use of the Data is aimed at providing the professional services agreed upon, as described in details in the professional mandate and/or engagement letter, and/or in the service agreement as from time to time entered into by and between the client and SCOA to which an express reference is made.

Should a client decide to willingly provide its data, by registering to SCOA’s blog crescitaeimpresa.it such data will be exclusively used in order to perform the activities as from time to time requested and namely: sending questions and/or receiving answers from section “The expert answers”; sending professional papers; receiving informative material including conventions and/or cultural and/or professional events organized and/or recommended by SCOA; receiving SCOA’s Newsletter receiving.

Users may at any time request the termination of the service by clicking on the specific link existing on crescitaeimpresa.it.

The Data obtained by SCOA upon receiving curriculum vitae are managed solely for purposes related to job recruiting activities.

Data Management

Data are managed by means of manual, IT and electronic tools (forms, questionnaires and/or paper registers, etc.), by ensuring security and confidentiality and with the obligation not to disseminate or communicate them to third parties, with the exception of what is necessary to perform the activities requested or to fulfil legal obligations.

Compulsory provision of Data

The provision of data by SCOA clients is mandatory in order to receive the professional activities requested.

Data are those communicated upon subscription of the professional mandate and/or of the service contract and/or of the engagement letter to which an express reference is made

The Provision of the Data in order to the access to the blog crescitaeimpresa.it is discretionary it being in any case agreed that, in case of refusal, user could not benefit from the services requested (for instance Newsletter, etc.).

Data controlling

The Data Controller is Studio Consulenti Associati di Palmieri F. & Partners (with registered offices at Casalecchio di Reno (BO), Via Calzavecchio n. 23, Fiscal Code 02878091202, in person of its Legal Representative Mr Federico Palmieri.

Where required by law, Data may be communicated to the competent authorities.

In any case Data are/will not be disseminated.

For further information it is possible to address to the Data Controller by using the contact form existing on the website.

Rights and protection

The Data communicated may be updated, modified, integrated, blocked and/or deleted as well as also anonymously modified if managed in violation of the Privacy Code.

With reference to its own Data the user and/or the client may oppose due to legitimate reasons to the management.

At any time it will be possible to interrupt the receipt of informative and/or educational electronical communication and/or the invitations to conventions and/or cultural or professional events by using the specific link existing on the blog crescitaeimpresa.it.


The website scoa.it uses “cookies” (i.e. information sent upon surfing by the website to your computer and which relates to the contents of the same website in order to intercept and recall information). Further details concerning the cookies used may be found in the specific information available at the following link. In any case the Data collected through cookies are neither managed for profiling purposes nor to examine habits or consumer choices. The majority of the browsers installed on the computer is pre-set in order to accept cookies; it is possible, however, to choose to deactivate such an option by modifying the browser settings. Nevertheless it is pointed out that by deactivating cookies some site functions could be inacessible and some screens could not be precisly displayed.

Applicable Law and Jurisdiction

These terms and conditions shall be governed by and construed exclusively in accordance with Italian law. Any dispute arising from these terms and conditions or relating thereto shall be referred to the exclusive jurisdiction of the Court of Bologna, Italy. For all matters not expressly herein regulated, the provisions of Italian law shall apply.